As Christians, we are called to be good stewards of the resources God has entrusted to us. This includes our finances, and how we choose to invest them. But what does it mean to invest in a way that honors God and aligns with biblical values? This is the heart of biblically responsible investing (BRI), an approach that combines financial wisdom with moral integrity.
What is Biblically Responsible Investing?
Biblically responsible investing is an investment approach that seeks to align one’s financial decisions with biblical values and principles. It involves considering not only the financial return on investment, but also the moral and ethical implications of our investments. This approach recognizes that our investments can have a profound impact on the world around us, and seeks to make a positive difference in the lives of others.
At its core, BRI is about being a faithful steward of the resources God has given us. In Matthew 25:14-30, Jesus teaches the parable of the talents, where a master entrusts his servants with talents (a unit of currency) to invest while he is away. When the master returns, he expects to see a return on his investment, and rewards the servants who have wisely invested their talents. This parable highlights the importance of being responsible with the resources we have been given, and using them to glorify God.
The Three Cs of Biblically Responsible Investing
Biblically responsible investing can be summarized by the three Cs: conviction, catalyst, and conscience.
- Conviction: This refers to the biblical values and principles that guide our investment decisions. As Christians, we are called to live according to God’s Word, and to use our resources in a way that honors Him.
- Catalyst: This refers to the impact our investments can have on the world around us. By investing in companies and organizations that align with biblical values, we can be a catalyst for positive change.
- Conscience: This refers to the moral and ethical considerations that guide our investment decisions. As Christians, we are called to live with integrity, and to avoid investing in companies or organizations that promote harm or injustice.
The Benefits of Biblically Responsible Investing
So why should Christians consider biblically responsible investing? There are several benefits to this approach:
alignment with biblical values
By investing in companies and organizations that align with biblical values, we can ensure that our financial decisions are in harmony with our faith. This can bring a sense of peace and integrity, knowing that our investments are being used to promote good and not harm.
positive impact on society
Biblically responsible investing can have a positive impact on society, by supporting companies and organizations that promote justice, compassion, and mercy. By investing in these types of organizations, we can help to bring about positive change in the world.
strong financial performance
Studies have shown that companies that operate with integrity and a strong moral compass tend to outperform those that do not. This means that biblically responsible investing can be a wise financial decision, as well as a moral one.
How to Practice Biblically Responsible Investing
So how can Christians practice biblically responsible investing? Here are a few steps to get started:
screen your investments
Start by screening your investments to ensure that they align with biblical values. This may involve researching the companies and organizations you are invested in, and evaluating their business practices and policies.
divest from harmful industries
Consider divesting from industries that promote harm or injustice, such as pornography, abortion, or gambling. By divesting from these industries, we can avoid supporting harmful practices and promoting injustice.
invest in values-aligned companies
Invest in companies and organizations that operate with integrity and align with biblical values. This may involve investing in companies that promote justice, compassion, and mercy, or those that prioritize environmental sustainability and social responsibility.
seek professional guidance
Finally, consider seeking the guidance of a financial advisor who is knowledgeable about biblically responsible investing. They can help you navigate the complexities of investing, and ensure that your financial decisions align with your values and principles.
Challenges and Criticisms of Biblically Responsible Investing
While biblically responsible investing has many benefits, there are also some challenges and criticisms to consider.
imperfect information
One challenge of biblically responsible investing is that it can be difficult to obtain accurate and reliable information about the business practices and policies of companies. This can make it challenging to make informed investment decisions that align with biblical values.
gray areas
Another challenge is that there may be gray areas when it comes to determining what constitutes a biblically responsible investment. Different Christians may have different opinions on what is acceptable, and what is not.
performance vs. values
Some critics argue that biblically responsible investing may require sacrificing financial performance in order to uphold moral and ethical values. However, as mentioned earlier, studies have shown that companies that operate with integrity and a strong moral compass tend to outperform those that do not.
Conclusion
Biblically responsible investing is an approach that combines financial wisdom with moral integrity. By considering the moral and ethical implications of our investments, we can make a positive impact on the world around us, while also aligning our financial decisions with biblical values. While there may be challenges and criticisms to consider, the benefits of biblically responsible investing are clear. As Christians, we are called to be faithful stewards of the resources God has given us, and biblically responsible investing is one way to do just that.
| Characteristics of Biblically Responsible Investing |
|---|
| Alignment with biblical values |
| Positive impact on society |
| Strong financial performance |
By embracing biblically responsible investing, we can fulfill our calling as faithful stewards, and make a positive difference in the world around us.
What is Biblically Responsible Investing (BRI)?
Biblically Responsible Investing (BRI) is an investment approach that aligns with biblical values and principles. It involves investing in companies that promote and uphold Christian values, such as integrity, justice, compassion, and stewardship. BRI considers not only financial returns but also the spiritual and social impact of investments on individuals, communities, and the environment.
By integrating faith and finance, BRI seeks to honor God with our investments and promote a more just and compassionate world. This investment approach is not about making a profit at any cost, but about making a positive difference in the world while earning a reasonable return on investment.
What are the core principles of Biblically Responsible Investing?
The core principles of Biblically Responsible Investing are rooted in biblical teachings. These principles guide investment decisions and help investors align their investments with their faith. The core principles include promoting biblical values, avoiding investments that contradict Christian teachings, and seeking to make a positive impact on society.
By applying these principles, investors can screen out companies that engage in harmful or unethical practices, such as abortion, pornography, or environmental degradation. Instead, they can invest in companies that promote human dignity, justice, and compassion, and that strive to be good stewards of God’s creation.
How does Biblically Responsible Investing differ from Socially Responsible Investing (SRI)?
Biblically Responsible Investing (BRI) and Socially Responsible Investing (SRI) share some similarities, but they have distinct differences. While SRI focuses on environmental, social, and governance (ESG) factors, BRI is grounded in biblical values and principles. SRI tends to be more secular and may not always align with Christian teachings.
BRI, on the other hand, is specifically designed for Christians who want to integrate their faith with their investments. BRI considers a broader range of values and issues, such as the sanctity of life, human trafficking, and gambling, which may not be addressed in SRI. By investing with biblical integrity, Christians can make a more meaningful and lasting impact on the world.
What kinds of companies are typically excluded from Biblically Responsible Investing?
Companies involved in activities that contradict biblical teachings are typically excluded from Biblically Responsible Investing portfolios. These may include companies that promote or facilitate:
Abortion, pornography, gambling, or other harmful practices that contradict Christian values. Companies that engage in environmental degradation, human rights violations, or other unethical practices may also be excluded. By avoiding these companies, BRI investors can uphold their values and promote a more just and compassionate world.
Of course, no company is perfect, and even biblically responsible companies may have some imperfections. However, the goal of BRI is to invest in companies that strive to operate with integrity and align with biblical values.
Can I still earn a good return on investment with Biblically Responsible Investing?
Yes, it is possible to earn a good return on investment with Biblically Responsible Investing. While BRI may exclude certain companies or industries, it can still provide investors with a diversified portfolio of companies that align with their values. Many BRI investment options have performed competitively or even outperformed their peers over the long term.
In fact, companies that operate with integrity, prioritize their stakeholders, and promote social responsibility tend to be more resilient and sustainable in the long run. By investing in these companies, BRI investors can potentially benefit from their positive social and environmental impact while earning a reasonable return on investment.
How can I get started with Biblically Responsible Investing?
Getting started with Biblically Responsible Investing is relatively easy. You can begin by researching and evaluating BRI investment options, such as mutual funds, exchange-traded funds (ETFs), or investment portfolios that align with your values. You can also consult with a financial advisor or investment professional who specializes in BRI.
Once you have identified suitable BRI investment options, you can invest directly or through a brokerage account. It’s essential to review and understand the investment’s philosophy, methodology, and performance before making a decision. By taking these steps, you can start investing with biblical integrity and making a positive difference in the world.
Is Biblically Responsible Investing only for Christians?
While Biblically Responsible Investing is grounded in Christian values and principles, its appeal extends beyond the Christian community. Anyone who shares values such as compassion, justice, and stewardship may find BRI an attractive investment approach.
BRI’s focus on promoting human dignity, protecting the environment, and upholding ethical practices resonates with people of various faiths and backgrounds. By investing with integrity, individuals can align their investments with their personal values and contribute to a more just and compassionate world – regardless of their religious affiliation.