As one of the largest financial services companies in the United States, Fidelity Investments is committed to providing its customers with seamless access to its services and products. However, like all other businesses, Fidelity Investments also observes certain holidays throughout the year, which may impact its operating hours and availability of services. In this article, we will explore the holidays that Fidelity Investments observes and how they may affect its customers.
Why Do Financial Institutions Observe Holidays?
Before we dive into the specific holidays observed by Fidelity Investments, it’s essential to understand why financial institutions observe holidays in the first place. Financial institutions, including banks, brokerages, and investment firms, observe holidays to give their employees a break from their daily routines and to ensure that they can spend quality time with their families and friends.
In the United States, federal holidays are designated by the Federal Reserve System, which is the central banking system of the country. The Federal Reserve System observes 10 federal holidays, which are:
- New Year’s Day – January 1st
- Martin Luther King Jr. Day – Third Monday in January
These holidays are non-negotiable, and all financial institutions, including Fidelity Investments, are required to observe them. However, some financial institutions may also observe additional holidays that are specific to their region or organization.
Holidays Observed by Fidelity Investments
Fidelity Investments observes the following holidays:
New Year’s Day
Fidelity Investments observes New Year’s Day on January 1st every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Martin Luther King Jr. Day
Fidelity Investments observes Martin Luther King Jr. Day on the third Monday in January every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Presidents’ Day
Fidelity Investments observes Presidents’ Day on the third Monday in February every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Memorial Day
Fidelity Investments observes Memorial Day on the last Monday in May every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Independence Day
Fidelity Investments observes Independence Day on July 4th every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Labour Day
Fidelity Investments observes Labour Day on the first Monday in September every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Columbus Day
Fidelity Investments observes Columbus Day on the second Monday in October every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Veterans Day
Fidelity Investments observes Veterans Day on November 11th every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Thanksgiving Day
Fidelity Investments observes Thanksgiving Day on the fourth Thursday in November every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
Christmas Day
Fidelity Investments observes Christmas Day on December 25th every year. On this day, all Fidelity Investments offices, including its customer service centers, will be closed. Customers will not be able to access their accounts or make trades online or over the phone. However, customers can still access their accounts and make trades through Fidelity’s mobile app.
How Do Holidays Affect Fidelity Investments’ Services?
When Fidelity Investments observes a holiday, it may impact the availability of its services and products. Here are some ways in which holidays may affect Fidelity Investments’ services:
Trading Hours
When Fidelity Investments observes a holiday, its trading hours may be affected. On holidays, Fidelity Investments’ trading hours may be reduced or may not be available at all. This means that customers may not be able to make trades online or over the phone during the holiday.
Customer Service
Fidelity Investments’ customer service centers may also be closed on holidays. This means that customers may not be able to get in touch with a customer service representative to resolve their queries or issues.
Account Access
While Fidelity Investments’ offices and customer service centers may be closed on holidays, customers can still access their accounts through Fidelity’s mobile app. This means that customers can still view their account balances, transfer funds, and make trades using the app.
Planning Ahead for Holidays
To avoid any inconvenience during holidays, it’s essential for Fidelity Investments customers to plan ahead. Here are some tips to help customers plan ahead:
Check Fidelity Investments’ Holiday Schedule
Before a holiday, customers should check Fidelity Investments’ holiday schedule to know which days Fidelity Investments will be closed. This will help customers plan their trades and transactions accordingly.
Plan Your Trades
Customers should plan their trades and transactions well in advance of a holiday. This will ensure that their trades are executed on time, and they don’t face any last-minute issues.
Use Fidelity Investments’ Mobile App
Customers should use Fidelity Investments’ mobile app to access their accounts and make trades during holidays. The app is available 24/7, and customers can use it to stay on top of their investments even when Fidelity Investments’ offices are closed.
Conclusion
Fidelity Investments observes 10 federal holidays, which may impact its operating hours and availability of services. By understanding which holidays Fidelity Investments observes and how they may affect its services, customers can plan ahead and avoid any inconvenience. By using Fidelity Investments’ mobile app and planning their trades and transactions well in advance, customers can ensure that they stay on top of their investments even during holidays.
What holidays does Fidelity Investments observe?
Fidelity Investments observes all federal holidays in the United States. This means that our offices, trading floors, and customer service centers are closed on these days, and our employees take a well-deserved break. During these holidays, our online and mobile platforms remain available for self-service transactions and account access.
However, please note that while we observe federal holidays, the financial markets and certain investment products may still be open or have limited hours. It’s essential to check the specific holiday schedule for the financial markets and investment products you’re interested in to plan your investments accordingly.
What are the federal holidays that Fidelity Investments observes?
Fidelity Investments observes the following federal holidays: New Year’s Day, Martin Luther King Jr. Day, Presidents’ Day, Memorial Day, Juneteenth National Independence Day, Independence Day, Labor Day, Columbus Day, Veterans Day, and Thanksgiving Day. We also observe Christmas Day, although the exact date may vary depending on the day of the week it falls on. These holidays are typically observed on the exact date or the preceding Friday or following Monday if they fall on a weekend.
It’s important to note that while we observe these federal holidays, our online and mobile platforms are always available for self-service transactions, account access, and research. You can use these platforms to stay on top of your investments, check market news, and make informed decisions even when our physical offices are closed.
Are Fidelity Investments’ customer service centers open on holidays?
No, our customer service centers are closed on federal holidays. This means that you won’t be able to reach our customer service representatives by phone or in person on these days. However, our online and mobile platforms are always available for self-service transactions, account access, and research. You can use these platforms to get answers to your questions, check your account balances, and perform transactions at your convenience.
If you have an urgent query or need assistance, you can use our online chat service or email us. We’ll respond to your queries as soon as possible on the next business day. Our customer service centers will reopen on the next business day, and our representatives will be happy to assist you with any questions or concerns you may have.
Can I still trade on Fidelity Investments’ online and mobile platforms during holidays?
Yes, our online and mobile platforms are always available for self-service transactions, even on federal holidays. You can use these platforms to buy, sell, or trade securities, as well as access your account information and research investment products. However, please note that the financial markets and certain investment products may have limited hours or be closed on federal holidays.
It’s essential to check the specific holiday schedule for the financial markets and investment products you’re interested in to plan your investments accordingly. You can check the market hours and holiday schedules on our website or through our online and mobile platforms.
Will Fidelity Investments process transactions on holidays?
No, we don’t process transactions on federal holidays. While our online and mobile platforms are available for self-service transactions, we won’t process trades, withdrawals, or deposits on these days. Any transactions you initiate on a holiday will be processed on the next business day.
Please plan your investments accordingly and allow for sufficient time to process your transactions before the holiday. You can check the status of your transactions and account balances through our online and mobile platforms.
Can I still access my Fidelity Investments account during holidays?
Yes, you can still access your Fidelity Investments account during federal holidays through our online and mobile platforms. You can log in to your account to check your balances, view your portfolio, and access your account information. You can also use our online and mobile platforms to perform self-service transactions, such as buying or selling securities.
However, please note that our customer service centers are closed on federal holidays, and our representatives won’t be available to assist you by phone or in person. If you have any questions or concerns, you can use our online chat service or email us, and we’ll respond as soon as possible on the next business day.
How can I stay informed about Fidelity Investments’ holiday schedule?
You can stay informed about our holiday schedule by visiting our website or mobile app. We post our holiday schedule in advance, so you can plan your investments and transactions accordingly. You can also check our website or mobile app for any updates or changes to our holiday schedule.
Additionally, you can sign up for our email newsletters and market updates to stay informed about market news, investment products, and our services. We also provide regular updates and reminders about our holiday schedule through our social media channels and online platforms.