As the United States celebrates Veterans Day on November 11th, many people wonder if financial institutions, including Fidelity Investments, will be open or closed. With the rise of online banking and investment platforms, it’s essential to know whether you can access your accounts and conduct transactions on this federal holiday.
The History of Veterans Day
Before diving into Fidelity Investments’ operating hours on Veterans Day, let’s take a brief look at the history behind this important holiday. Veterans Day originated as Armistice Day, which was first celebrated on November 11, 1919, to commemorate the end of World War I. In 1954, after World War II and the Korean War, Congress amended the Act of 1938, which had made Armistice Day a holiday, and renamed it Veterans Day to honor all American veterans who have served in the United States Armed Forces.
Fidelity Investments’ Operating Hours
Now, let’s get to the main question: Is Fidelity Investments open on Veterans Day? The answer is: it depends. Fidelity Investments typically follows a standard holiday schedule, which may vary depending on the type of account you have and the services you need.
Fidelity’s Trading Hours
On Veterans Day, Fidelity’s trading hours will likely follow a regular schedule, with the following hours:
- Monday, November 11th: 9:30 am ET to 4:00 pm ET
This means you can place trades, access your accounts, and conduct online transactions during these hours. However, it’s always a good idea to check Fidelity’s website or mobile app for any updates or announcements regarding holiday hours.
Branch Offices and Customer Service
If you need to visit a Fidelity branch office or contact customer service, the operating hours might be affected by Veterans Day. Fidelity branch offices usually observe federal holidays, including Veterans Day. This means that branch offices will likely be closed on November 11th.
However, Fidelity’s customer service team is available 24/7 to assist you with any questions or concerns. You can reach them by calling 800-FIDELITY (800-343-3548) or through the Fidelity website.
Online and Mobile Banking
The good news is that Fidelity’s online and mobile banking platforms are always available, 24 hours a day, 7 days a week, including Veterans Day. You can access your accounts, check your balance, transfer funds, and perform other transactions at your convenience.
Other Financial Institutions’ Operating Hours
If you have accounts with other financial institutions, you might be wondering about their operating hours on Veterans Day. Here’s a brief overview of some major banks and investment firms:
- Bank of America: Branch offices closed; online and mobile banking available 24/7
- Wells Fargo: Branch offices closed; online and mobile banking available 24/7
- Charles Schwab: Trading hours: 9:30 am ET to 4:00 pm ET; branch offices closed; online and mobile banking available 24/7
- Vanguard: Trading hours: 9:30 am ET to 4:00 pm ET; customer service available 24/7; online and mobile banking available 24/7
Please note that these hours are subject to change, and it’s always best to check with your financial institution for the most up-to-date information.
Tips for Investing on Veterans Day
While Fidelity Investments is open for trading on Veterans Day, it’s essential to remember that market conditions can be affected by the holiday. Here are some tips to keep in mind:
- Market Volatility: With many investors and traders taking a break on Veterans Day, market activity might be lower, leading to increased volatility. Be cautious when making trades, and consider waiting until after the holiday to make important investment decisions.
- Trading Volumes: Lower trading volumes can impact the liquidity of certain securities, leading to wider bid-ask spreads. Be prepared for potential delays or higher costs when executing trades.
- News and Events: Economic news and events can still impact markets on Veterans Day. Stay informed about any major announcements or news that might affect your investments.
Tax Implications of Investing on Veterans Day
When investing on Veterans Day, it’s crucial to consider the tax implications of your trades. Since it’s a federal holiday, the IRS might not process certain transactions or filings on November 11th. If you’re planning to make significant investment decisions, consult with a tax professional to ensure you’re aware of any potential tax implications.
Long-Term Investing Strategies
Instead of focusing on short-term market fluctuations on Veterans Day, consider adopting a long-term investing strategy. This approach can help you ride out market volatility and achieve your financial goals over time.
| Long-Term Investing Strategy | Benefits |
|---|---|
| Dollar-Cost Averaging | Reduces market timing risks, encourages regular investments |
| Dividend Investing | Generates passive income, provides relatively stable returns |
By adopting a long-term perspective, you can take advantage of Veterans Day to review your investment portfolio, assess your progress, and make adjustments as needed.
Conclusion
Fidelity Investments will be open for trading on Veterans Day, but it’s essential to be aware of the potential impact of the holiday on market conditions and trading volumes. By understanding the operating hours of Fidelity and other financial institutions, you can plan your investment activities accordingly. Remember to stay informed, adopt a long-term perspective, and consider seeking professional advice if needed.
As we honor the bravery and sacrifice of our veterans on November 11th, let’s also take a moment to reflect on our financial goals and aspirations. By making informed investment decisions, we can build a brighter financial future for ourselves and our loved ones.
Remember to check Fidelity’s website or mobile app for any updates on holiday hours and market conditions. Happy investing!
Is Fidelity Investments open on Veterans Day?
Fidelity Investments will be closed on Veterans Day, which is a federal holiday in the United States. This is because Fidelity Investments, like many other businesses, observes federal holidays and closes its operations on these days. As a result, Fidelity’s offices, including its customer service centers and investment centers, will not be open on Veterans Day.
However, it’s worth noting that Fidelity’s online platforms and mobile apps will still be available for customers to access their accounts and perform transactions. Customers can also use Fidelity’s automated phone system to perform certain transactions and access information about their accounts. While Fidelity’s physical locations may be closed, customers can still access their accounts and conduct certain business online or through the mobile app.
Can I still access my Fidelity account online on Veterans Day?
Yes, Fidelity’s online platforms and mobile apps will be available on Veterans Day. Customers can log in to their accounts and access their account information, transfer funds, and perform other transactions online or through the mobile app. Fidelity’s online and mobile platforms are available 24/7, except for occasional maintenance and upgrades.
Customers can use Fidelity’s online platforms to check their account balances, view transaction history, and perform other tasks. They can also use the mobile app to deposit checks, transfer funds, and access other account features. While Fidelity’s customer service centers will be closed on Veterans Day, customers can still access their accounts and conduct certain business online or through the mobile app.
Will Fidelity’s customer service be available on Veterans Day?
No, Fidelity’s customer service centers will be closed on Veterans Day. This means that customers will not be able to contact Fidelity’s customer service representatives by phone or in person on this day. However, customers can still access their accounts online or through the mobile app to perform certain transactions and access information about their accounts.
Customers who need assistance with their accounts can contact Fidelity’s customer service centers on the next business day after Veterans Day. Fidelity’s customer service representatives will be available to assist customers with their questions and concerns. Alternatively, customers can also use Fidelity’s online resources, such as its FAQs and online help center, to find answers to common questions and resolve issues.
Can I make a trade on Veterans Day?
Yes, Fidelity’s online platforms and mobile apps will be available on Veterans Day, and customers can make trades online or through the mobile app. However, please note that the markets may be closed on Veterans Day, which means that trades may not be executed until the next business day.
Customers can use Fidelity’s online platforms and mobile apps to place trades, but the trades will not be executed until the markets reopen on the next business day. Fidelity’s online platforms and mobile apps will still be available for customers to access their accounts and perform other transactions, but trades will not be executed on Veterans Day.
Will Fidelity’s ATMs be available on Veterans Day?
Yes, Fidelity’s ATMs will be available on Veterans Day. Customers can access their accounts and withdraw cash from Fidelity’s ATMs, which are available 24/7. Fidelity’s ATMs are located at various locations, including Fidelity’s investment centers and other locations.
Customers can use their Fidelity debit cards to access their accounts and withdraw cash from Fidelity’s ATMs. Please note that some ATMs may have limited hours or be closed on Veterans Day, so it’s a good idea to check the ATM’s hours of operation before visiting.
Can I deposit a check on Veterans Day?
Yes, customers can deposit checks on Veterans Day using Fidelity’s mobile app. Fidelity’s mobile app allows customers to deposit checks remotely using their mobile devices. Customers can log in to their accounts, snap a photo of the check, and submit it for deposit.
Please note that deposits made on Veterans Day may not be processed until the next business day. Fidelity’s customer service centers will be closed on Veterans Day, so customers will not be able to deposit checks in person or contact customer service representatives for assistance.
Are there any other Fidelity services affected by Veterans Day?
Yes, some Fidelity services may be affected by Veterans Day. For example, Fidelity’s wire transfer service may not be available on Veterans Day, and wire transfers may not be processed until the next business day. Additionally, Fidelity’s mail and overnight delivery services may be delayed due to the holiday.
Customers should check Fidelity’s website or mobile app for any service alerts or notifications that may affect their accounts or transactions. Fidelity’s online platforms and mobile apps will still be available for customers to access their accounts and perform certain transactions, but some services may be limited or unavailable on Veterans Day.